Bank Lending Survey
The Bank Lending Survey provides information on the Czech bank credit market obtained by the CNB in a survey conducted four times a year. It sums up where credit standards and terms and conditions for approving loans are heading and how demand for loans among households and corporations is changing. The survey also covers credit market developments expected by commercial banks in the months ahead.
BLS
April 2025Credit standards were unchanged for loans to non-financial corporations in 2025 Q1. Corporations’ demand for loans increased in part of the banking market. Credit standards for loans to households for house purchase also remained largely unchanged. Demand for housing loans increased further, due mainly to expectations of continued growth in residential property prices and a slight drop in mortgage interest rates. Demand for consumer credit also increased amid a recovery in consumption. In 2025 Q2, banks expect demand for loans to grow in all the above credit market segments. Details (pdf, 1.3 MB).
