Determination of annual contributions

The annual contribution represents the sum of all the amounts institutions are required to contribute to the Resolution Fund in the particular year. When determining the annual contribution, the CNB will take into consideration the level of funds in the Resolution Fund, which should amount to at least 1% of covered deposits in the Czech Republic (approximately CZK 39.5 billion).  The volume of funds in the Resolution Fund amounted to approximately CZK 38.8 billion at the end of 2024. In this context, given the modelled development of covered deposits in the Czech economy, the CNB announces that the total annual contribution to be paid in 2025 will be approximately CZK 758 million, out of which roughly CZK 1.7 million shall be borne by small contributing institutions under Article 10 of the Regulation, while the remaining amount shall be borne by the 19 institutions to which Article 10 of the Regulation cannot be applied. The estimates are based on the information available to the CNB on the date of publication of the official information.

The CNB is obliged by law, after consulting the Financial Market Guarantee System, to publish the total annual contribution on a yearly basis in CNB Official Information. The amount of the total annual contribution to the Resolution Fund determined in line with Article 4 of the Regulation for individual periods is given in the table:

Year	Amount of the total contribution (CZK)
2025	757,829,546
2024	2,683,803,214
2023	4,496,410,691
2022	5,034,974,388
2021	4,332,684,113
2020	3,763,175,596
2019	3,446,583,706
2018	3,111,476,234
2017	3,024,946,568
2016	2,958,854,930

The amount of the total annual contribution to the Resolution Fund is determined as

TAC = RF_target – RF_actual 

where:

TAC – total annual contribution to the Resolution Fund
RF_target – predicted target level of the Resolution Fund at the end of the contribution year
RF_actual – current level of the Resolution Fund at the start of the contribution year