Bank Lending Survey
The Bank Lending Survey provides information on the Czech bank credit market obtained by the CNB in a survey conducted four times a year. It sums up where credit standards and terms and conditions for approving loans are heading and how demand for loans among households and corporations is changing. The survey also covers credit market developments expected by commercial banks in the months ahead.
BLS
January 2025In 2024 Q4, non-financial corporations’ demand for loans as perceived by banks rose in more than half of the banking market, the highest increase since 2021. Demand for housing loans and consumer credit increased again, but less broadly than in the previous period. Banks left credit standards and the credit conditions for loans to corporations and households unchanged. Details (pdf, 1.2 MB).