Bank Lending Survey
The Bank Lending Survey provides information on the Czech bank credit market obtained by the CNB in a survey conducted four times a year. It sums up where credit standards and terms and conditions for approving loans are heading and how demand for loans among households and corporations is changing. The survey also covers credit market developments expected by commercial banks in the months ahead.
BLS
October 2024Banks’ credit standards for loans to non-financial corporations were unchanged in 2024 Q3. Corporations’ demand for loans increased in part of the banking market after previous declines. This was due mainly to higher financing of fixed investments, working capital including inventories and – for the first time since 2021 – lower interest rates. Credit standards for loans to households for house purchase and consumption also remained largely unchanged. Demand for housing loans and consumer credit continued to grow. The increase in demand for housing loans was fuelled by expectations of continued growth in activity on the residential market and a slight reduction in interest rates. Details (pdf, 1.4 MB).