Licensing and approval proceedings - Non-performing credit servicers
The requisites of an application and notification pursuant to Act No. 84/2024 Coll., on the non-performing credit market (hereinafter the "Act") are determined by Regulation No. 86/2024 Coll., on the implementation of the Non-Performing Credit Market Act.
Pursuant to Act No. 634/2004 Coll., on administrative fees, as amended by Act No. 96/2022 Coll., applicants for the granting of authorisation to operate as a non-performing credit servicer are required to pay an administrative fee of CZK 20,000.
Notice on filing an application pursuant to the Non-Performing Credit Market Act
Acts
- Act No. 84/2024 Coll. (pdf, 273 kB, available in Czech only), on the non-performing credit market
Decrees
- Regulation No. 86/2024 Coll. (pdf, 456, available in Czech only), implementing the Non-Performing Credit Market Act
Official information, methodological information
- Official Information of 5 August 2020 (pdf, 173 kB, available in Czech only) regarding the interpretation of the terms trustworthiness and competence
- Official Information of 7 July 2008 (pdf, 145 kB, available in Czech only) informing about the practice of the Czech National Bank regarding extracts or copies from the Criminal Register
- Methodology for submitting applications for the granting of a licence to operate as a non-performing credit servicer (pdf, 302 kB)
- Basic information regarding authorisation to service a non-performing credit (pdf, 37 kB)
Applications and notifications of a non-performing credit servicer
- Application for authorisation to operate as a non-performing credit servicer (REGIS), (docx, 35 kB) (pdf, 623 kB)
- Proof of trustworthiness of a natural person (docx, 32 kB) (pdf, 508 kB)
- Proof of trustworthiness of a legal person (docx, 30 kB) (pdf, 238 kB)
- Documents needed to demonstrate trustworthiness. Before completing the document for the assessment of trustworthiness, you need to read the official information of the Czech National Bank on the interpretation of the terms trustworthiness and professional competence (pdf, 173 kB, available in Czech only), in particular the criteria for assessing trustworthiness stated on page 6 of this official information. If the answer to any of the questions in the document for the assessment of trustworthiness is “yes”, you must provide information and documents or propose other evidence that will enable the CNB to make the assessment in accordance with page 6 of the official information.
- Notification of a change in information entered in the register and other information related to the activity carried out (docx, 33 kB) (pdf, 536 kB)